The cheapest 30-year mortgage refinance rates range from 6.92% to 7.21% in states like New York and California, while the highest rates, between 7.30% and 7.37%, are in West Virginia and Alaska. Nationally, the average 30-year refi rate rose to 7.25%, up from a March low of 6.71%. Rates vary by lender, credit score, loan size, and state regulations. Shopping around is advised for the best mortgage deal.
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