Georgia ranked No.39 nationwide, with adults under 35 making up ~18% of conventional mortgage applications during 2025, a smaller share than many states.
The state recorded 92.5K mortgage applications from Georgia applicants under 35 in the year studied, but those filings reflected demand activity, not completed purchases.
Georgia's typical home value was ~$334K in Early-Q2 2026, placing the state below several higher-cost markets even as younger applicant share remained modest.
The data covered conventional mortgage applications that were approved, denied, withdrawn, incomplete, or otherwise resolved, giving a broad view of under-35 borrowing activity.
Cash purchases were excluded, and the analysis grouped applicants under 25 with ages 25 to 34 using the most recent 2025 federal data.
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