With mortgage rates reaching a one-year high at 6.66% and the median home price now $440,600 (up 1.8%), the 2026 housing market is giving buyers plenty to consider. Housing supply sits at 4.6 months—so decisions about when to buy carry real weight. For some, purchasing now could offer the peace of mind that comes with home security and protection from further price increases, even if they’re modest. For others, waiting until fall might mean encountering less competition and possibly more favorable pricing. As someone who studies our local market closely, I always focus on providing insights that align with your goals, whether it’s finding the perfect fit today or planning your next move with precision. Every situation is unique, and having tailored guidance makes all the difference.